What We Do

Integrated Financial Services for Accomplished Families & Business Owners

Every engagement is built around your full financial picture — not a single slice of it.

What Is a Multi-Family Office?

A multi-family office provides the full scope of financial services — investments, planning, tax, business strategy, and estate coordination — through a single firm whose professionals collaborate directly with each other. Unlike a typical advisor who refers you to separate professionals who rarely communicate, a multi-family office works as one integrated team.

Historically this model was only available to the ultra-wealthy through single-family offices. Family Financial makes it accessible for accomplished individuals, families, and business owners from $1M — because you shouldn't have to be a billionaire to have everything coordinated.

Most financial firms are built around a product: an investment account, a tax return, a life insurance policy. Family Financial is built around you. As a multi-family office, we bring investment management, financial planning, business strategy, and tax execution under one roof — with professionals who actually collaborate. Every decision reinforces every other. That's the difference.

All Family Financial engagements include investment management as the foundation. Our planning, tax, and business services are built on top of that relationship — because that's where the integration creates real value. We don't offer one-time planning engagements or standalone tax services.
01
Investment Management

Investment Management

Investment management is the engine of every Family Financial relationship. We build disciplined, tax-aware portfolios aligned to your goals, timeline, and risk tolerance — and we manage them with the same care and attention to detail we bring to every aspect of your financial life.

This is for you if:

  • You want professional, transparent management — not product sales
  • Your current portfolio doesn't reflect your actual goals, timeline, or tax situation
  • You have concentrated positions, equity comp, or complex holdings that need strategy
  • You want direct access to your advisor and real communication

What's included:

Portfolio design, asset allocation, tax-loss harvesting, rebalancing, performance reporting, and ongoing strategy.
02
Financial Planning

Comprehensive Financial Planning

We build a complete picture of your financial life — cash flow, protection, education, financial independence planning — and then design a strategy that makes all the pieces work together. Because we manage your investments, our planning recommendations are actionable from day one.

This is for you if:

  • You're earning well but want to make sure every dollar is working toward something specific
  • You want a financial independence roadmap, not just a retirement number
  • You've had major life changes and need a comprehensive reassessment
  • You want planning and investing managed together, not in separate silos

What's included:

Cash flow analysis, savings and investment roadmap, protection review, education planning, financial independence projections, and regular plan updates.
03
Business Owner Planning

Business Owner Planning

Your business is likely your largest asset — and the most complex part of your financial life. We integrate business planning directly into your personal financial strategy, so decisions made inside your business accelerate what's happening outside of it.

This is for you if:

  • You're a business owner with $1M+ in annual profit and want to get more strategic
  • You want to build tax-deductible savings via your business retirement plans
  • You're thinking about your exit and want to structure it to minimize tax and maximize proceeds
  • Your personal and business finances are tangled and you want one team coordinating both

What's included:

Entity structuring analysis, retirement plan design and administration, buy-sell agreement coordination, exit and succession planning, and key-person risk strategy.
04
Tax Strategy

Strategic Tax Planning

Taxes are one of the largest lifetime expenses for high earners and business owners — and one of the most addressable with the right strategy. Because we manage your investments and understand your business, our tax planning is deeply integrated. We don't just file returns. We architect tax outcomes.

This is for you if:

  • You're paying more in taxes than you believe is necessary
  • You want Roth conversion, RMD, or capital gains strategy built into your investment plan
  • You have complex business-related tax exposure (pass-through income, S-Corp distributions, etc.)
  • You want one team coordinating your tax and investment strategies

What's included:

Tax-efficient investment placement, Roth conversion analysis, capital gains management, charitable giving strategy, and coordination with your CPA when applicable.
05
Tax Execution

Tax Preparation, Payroll & Bookkeeping

We don't just plan — we execute. Our team handles your personal and business tax returns, payroll administration, and bookkeeping as part of your integrated engagement. This keeps everything coordinated and eliminates the gaps that typically exist between your tax preparer and your advisor.

This is for you if:

  • Your tax preparer and financial advisor don't talk to each other — and you feel the gap
  • You're a business owner managing payroll, bookkeeping, and taxes across multiple vendors
  • You want your returns and your investment strategy to be built and filed by the same team
  • You need one firm that coordinates everything from payroll to K-1s to personal returns

What's included:

Personal and business tax preparation, payroll processing, business bookkeeping, and coordination across all Family Financial services.
06
Estate & Legacy

Estate & Legacy Planning

Your estate plan is the final chapter of your financial strategy — and one of the most important. We work directly with legal counsel to design and execute estate plans through wealth.com, a leading estate planning platform that provides clear, coordinated documentation for your family. For more complex situations involving trust strategy, business succession, or multi-generational transfer, we collaborate with specialized estate counsel to make sure every detail is right.

This is for you if:

  • You don't have an estate plan — or your documents are more than five years old
  • You have a business, blended family, or multi-generational situation that adds complexity
  • You want to leave a meaningful legacy but don't know how to structure it
  • Your estate plan and your financial plan have never been reviewed together

What's included:

Estate plan creation through wealth.com, beneficiary review, trust strategy coordination with legal counsel, estate tax planning, charitable legacy strategies, and multi-generational wealth transfer.
How We Work

Four Steps. One Integrated Plan.

1

Discover

We take the time to understand your full financial picture — your goals, your concerns, your business, your complexity. No assumptions. No templates. Just listening.

2

Organize

We consolidate and analyze everything: accounts, tax returns, insurance policies, business financials, estate documents. Most clients are surprised by what we find.

3

Plan

We deliver a comprehensive, integrated strategy that connects your investments, taxes, business, and legacy into one coordinated roadmap. Written in plain language.

4

Implement & Monitor

We execute the plan, manage your investments, and stay by your side as your life evolves. Proactive check-ins, regular reviews, and always-responsive communication.

Start Here

Not Sure Where to Start?

That's exactly what our discovery call is for. We'll listen to your situation first and give you an honest assessment of where we might add value.

Schedule Your Discovery Call